401K and Roth IRA pension guide

One of the most important decisions you'll ever make, is to choose your retirement plan. Some people avoid making the decision, probably because to subject may seem intimidating. However big words like 401K, Roth IRA, rollover and others can be explained in simple words. That's what we will try to do in this guide. Your future is on the line - give it the attention it deserves and hopefully you'll enjoy the fruits of your labor in the future. The ugly truth is that the majority of the U.S. population and the Western world does not prepare themselves properly for old age. It is essential to know your retirement alternatives, so you will grow old with dignity. Don't wait, this is your opportunity to get a full free guide, start now! Our guide consists of 5 main subjects (few short lessons each): ???? Learn about the 401K - In the United States, a 401(k) plan is the tax-qualified, defined-contribution pension account defined in subsection 401(k) of the Internal Revenue Code. Under the plan, retirement savings contributions are provided (and sometimes proportionately matched) by an employer, deducted from the employee’s paycheck before taxation. We will learn about 401k Tax consequences, 401K rollover, 401K Withdrawal of funds, and 401K Technical details

???? What is Roth IRA? (Individual Retirement Arrangement) is a certain type of retirement plan that is generally not taxed, provided certain conditions are met. A Roth IRA can be an individual retirement account containing investments in securities, usually common stocks and bonds, often through mutual funds. We will present the Roth IRA Advantages and Disadvantages

???? Different kinds of Retirement plans - A pension is a fixed sum to be paid regularly to a person, typically following retirement from service. There are many different types of pensions, including defined benefit plans, defined contribution plans, as well as several others. We will discuss Employment-based pensions (retirement plans), Social and state pensions, Disability pensions.

???? What is a defined contribution plan? In a defined contribution plan, contributions are paid into an individual account for each member. The contributions are invested, for example in the stock market, and the returns on the investment (which may be positive or negative) are credited to the individual’s account. We will understand, give examples, talk about Hybrid and cash balance plans, Contrasting types of retirement plans, and more ???? Learn about your retirement plan benefits - Retirement plans may be classified as defined benefit or defined contribution according to how the benefits are determined. A defined benefit plan guarantees a certain payout at retirement, according to a fixed formula which usually depends on the member’s salary and the number of years’ membership in the plan. A defined contribution plan will provide a payout at retirement that is dependent upon the amount of money contributed and the performance of the investment vehicles utilized. ???? Bonus – free credit score mini course What are you waiting for? Invest in your future! Download now!